Everyone needs to be concerned about their credit score. Your credit score sits at the centre of you being able to move your life forward in many ways. A high credit score will help you work with the best banks to get affordable loans, credit cards even mortgages. But credit scores are challenging because they are tough to keep high, easy to damage and difficult to repair. … [Read more...]
Personal Loans vs. Payday Loans – What do you need to know?
Source Personal loans (also called instalment loans) and payday loans are two very different products and it’s critically important that anyone consider taking out a short-term loan knows the difference between the two. Although both can be a useful source of finance, the difference in the repayment periods of personal loans and payday loans makes them suited to very … [Read more...]
How To Increase Your Credit Score
Credit score often seems like a mystical set of numbers that determine your financial fate at random, but the the truth is, it’s pretty important and you can improve it quite easily, or smash it to smithereens with a few poor decisions. Before we get into the business of helping your credit score, let’s cover exactly what it is. A credit score, or credit rating, is something … [Read more...]