Credit score often seems like a mystical set of numbers that determine your financial fate at random, but the the truth is, it’s pretty important and you can improve it quite easily, or smash it to smithereens with a few poor decisions. Before we get into the business of helping your credit score, let’s cover exactly what it is. A credit score, or credit rating, is something … [Read more...]
Why You Should Always See a Broker if You Need a Mortgage
If you are looking for help in getting one of the mortgages Florida has to offer, then it is likely that you will go to your bank first. However, it may actually be a much better idea to go straight to a broker instead. Mortgage brokers are there to make sure your interests are maintained at all times, which is different from the bank, which is looking out for its own … [Read more...]
Installment Loans: A Streamlined Experience
When asked to describe a fun and relaxing way to spend their time, most Texans wouldn’t answer with looking for loans. In the best case scenario, it’s a tedious necessity that leads to fixing the small cash shortages in their budgets. In the worst case scenario, it’s a frustrating process that results in loans with unrealistic terms. If you’ve ever experienced the latter, you … [Read more...]
IRA’s for your Child’s Future
You may not know what an IRA is or why you should have one, and that is something that you should rectify quickly. Establishing an IRA early can mean a lot of tax deferred savings for your family, and your kids don’t have to wait until they are grown to start one. Here’s the scoop. What is an IRA? An IRA or Individual Retirement Account is a tax differed saving investment … [Read more...]
How to Decide What Insurance You Need
When deciding what kind of insurance you need, there are several questions to ask yourself about your lifestyle, possessions, and your family’s particular situation. Here are a few questions to ask yourself that can start shaping a picture of what coverage you need. What Property Do You Own? What is the value of your home, property, and possessions, and where are they … [Read more...]