It may be a cliché now, but Alexander Pope was onto something when he first wrote, “to err is human”. It’s a part of our nature to make mistakes, so it’s only natural tobotch a task. We’re a bunch of people who will burn their toast, lose their keys, and throw out their coffee cup without rolling up the rim first.
Flashbacks to Heritage Minutes aside, burnt toast isn’t the worst blunder that we can make. When it comes to financial flubs, the stakes are a lot higher. For those without a safety net of savings, these slip-ups can come with a price tag you simply can’t pay. One large mistake — or a series of smaller errors — can hamper your ability to provide for your family.
Sometimes, it’s not even a mistake that puts your finances in jeopardy but circumstances outside of your control. Your car breaks down the same week that a pipe bursts in your basement, and you’re expected to make a payment towards your student loans only a few days later. Even with some savings squirrelled away, you may not have enough to cover everything on your plate.
A critical cash shortage is nerve-wracking, regardless if it was through no fault of your own or due to unfortunate mistakes you made in the past. It’s easy to stress out wondering about how you’ll pay for your newfound responsibilities. Family aren’t always able to lend you the money you need, and the country’s largest banks can take too long to issue loans when looming deadlines are approaching fast.
Before you lose your head and default on any of your responsibilities, find a payday lender in your city. Lenders of small dollar loans provide a convenient alternative to conventional lenders, as they offer quick and easy access to cash when you need it most. Unlike most banks, they can accept and process online applications at any hour of the day or night, and you can receive an answer in as few as 5 minutes. They approve anywhere between $100 and $500 for first time borrowers, making their assistance the perfect financial stopgap when you’re just shy of making ends meet on your own.
When it comes to payday loans Canada has established strict regulations regarding their rates, terms, and conditions. These laws help prevent predatory lending schemes from trapping hard-working Canadians with loans they can’t pay. It’s important that you take the time to research your options and review any potential lenders you want to do business with.
As you examine these companies, take care to read up on their Trust Pilot reviews to see what other customers have to say about their business. It’s also a good rule of thumb to confirm they’re members of the Canadian Consumer Finances Association (CCFA), which is a third-party organization that monitors and regulates its members’ practices.
Mistakes happen, as does bad luck. These are just the inevitabilities of life. What’s important is how you bounce back from your misfortunes. Whatever it is that’s placed you in your moment of need, consider what a short term lender can do for you. When you’re just shy of fixing your financial faux-pas, these companies can float you just enough cash to cover your shortfall.